GENERAL TERMS AND CONDITIONS

In this Terms and Conditions, the applicant is referred to as “I” or “ME” and the creditor is referred to as “YOU”.

I certify that everything I have stated in this application, and on any additional documents I may be required to submit with this application, is correct. I understand that YOU will retain this application whether or not it is approved. By checking the “I Agree” box and hitting “Enter”, I authorize YOU to check my credit and employment history and to answer questions that others may ask about my credit record. I agree to update credit information at your request if my financial condition changes. By providing a telephone number for a cell or other wireless device now or in the future, I also hereby expressly consent to receiving communications at that number, including but not limited to, live calls, emails, text messages and calls made by an automatic dialing system, from YOU or your agent, or any third-party debt collector, about 1) the servicing and collection of my account with YOU and 2) marketing information concerning other products or services offered by YOU or third parties.